Service Detail

Insurance Buyout

A fixed income opportunity where investors acquire existing insurance policies to target stable and predictable returns. The structure is backed by insurance framework mechanics and debt-oriented ULIP funds.

Key Product Highlights

Indicative Return: 11 to 12% XIRR
Investment Horizon: 1 to 4 years
Risk Profile: Very low risk insurance-backed structure
Underlying Allocation: ULIP debt funds (G-Secs and liquid instruments)
Investment Format: Individual policies or PTC
Taxation: Tax-free scenarios or 12.5% LTCG (as applicable)

Why This Can Work

Stable fixed-income-like return profile with clearer predictability.
Low market volatility linkage compared to equity-led products.
Backed by a regulated insurance ecosystem.
Potentially stronger post-tax efficiency versus conventional options.
Defined horizon with clearer exit visibility.

Ideal For

Low-risk and stable return orientation.
Tax-efficient income focus.
Alternative allocation to FDs and bonds.
Diversification through structured opportunities.

Download Brochure (PDF)

Limited opportunities may be available in specific windows. Indicative returns are subject to terms, structure, and suitability checks.

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